Overview
Instant Payday Canada is a strictly online payday lender. You can apply using an online form, and employment verification is done using a screen capture utility that you can install on a Windows or Mac computer. They provide loans through EFT (Electronic Funds Transfer aka Direct Deposit) and Interac Email Money Transfer. EFT doesn’t arrive until the next business day, while Interac arrives usually within 15 minutes, but not all banks support Interac.
Official website: https://www.instantpaydaycanada.com
Jurisdictions
Instant Payday Canada operates only in British Columbia, Alberta, Saskatchewan, Manitoba, Nova Scotia and Ontario.
Rates
Instant Payday Canada charges the following rates:
| British Columbia | 17% |
| Alberta | 15% |
| Saskatchewan | 23% |
| Ontario | 18% |
| Nova Scotia | 22% |
U do loans for odsp
We don’t do loans at all, we are not a lender.