Instant Payday Canada

Overview

Instant Payday Canada is a strictly online payday lender. You can apply using an online form, and employment verification is done using a screen capture utility that you can install on a Windows or Mac computer. They provide loans through EFT (Electronic Funds Transfer aka Direct Deposit) and Interac Email Money Transfer. EFT doesn’t arrive until the next business day, while Interac arrives usually within 15 minutes, but not all banks support Interac.

Official website: http://www.instantpaydaycanada.com

Jurisdictions

Instant Payday Canada operates only in British Columbia, Alberta, Saskatchewan, Nova Scotia  and Ontario.

Rates

Instant Payday Canada charges the following rates:

British Columbia 17%
Alberta 15%
Saskatchewan 23%
Ontario 18%
Nova Scotia 22%

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